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    Privacy Policy

    Last updated: February 15, 2026

    1. Data We Collect

    Fluvie collects and stores financial data that you voluntarily enter into the platform, including: transactions, spending categories, financial goals, profile information (profession, income), and messages sent to the AI assistant.

    2. AI Processing

    Your messages and contextual financial data are processed by third-party AI models (including Qwen and OpenAI) to generate personalized responses. Data is sent securely via API for real-time processing.

    Only the context necessary for the current conversation is sent to AI providers. We do not share your complete transaction history with third parties.

    3. Security & Log Obfuscation

    We implement multiple security layers to protect your data:

    • Chain-of-Thought (CoT) obfuscation: The AI's internal reasoning is redacted from system logs, preventing sensitive data from appearing in debug records.
    • Row Level Security (RLS): All database data is isolated per user. You can only access your own data.
    • Rate limiting: Protection against API abuse with per-user request limits.
    • Input validation: All data is validated before processing to prevent code injection or malicious data.
    • Encrypted communication: All communications between your browser and our servers use HTTPS/TLS.

    4. Data Storage

    Your data is securely stored on Supabase, a database platform with cloud-hosted infrastructure. Data remains stored as long as your account is active.

    5. AI Insights & Memory

    Fluvie may store AI-generated insights about your financial patterns to improve future response quality. These insights are stored in the database associated with your account and protected by the same security policies.

    6. Data Sharing

    We do not sell, rent, or share your personal data with third parties for marketing purposes. Data is shared only with AI providers (as described in section 2) for service operation.

    7. Your Rights

    You have the right to access, correct, or request deletion of your data at any time. To exercise these rights, contact us through the platform.

    8. Changes to This Policy

    We may update this Privacy Policy periodically. Significant changes will be communicated through the platform. We recommend reviewing this page regularly.

    © 2026 Fluvie. All rights reserved.